Estimate debt service coverage ratio and loan-to-value using your property's monthly numbers, then see which lenders may fit the deal.
Use monthly figures. The calculator gives you a quick DSCR estimate and passes the deal directly into the lender-matching engine. DSCR is a screening metric; lenders may calculate qualifying income and debt differently.
Strong starting point.
This is a screening estimate, not lender underwriting.
DSCR compares qualifying property income with the debt obligation used by the lender. A higher ratio generally means more room between income and debt service.
A stronger starting point for many DSCR programs, subject to the rest of the file.
Potentially workable, but lender selection, leverage and credit can matter more.
The property does not fully cover the modeled debt service. Some lenders still consider these deals.
See low-DSCR lenders →Different lenders can use different rent sources, expense definitions and underwriting rules. Use this as a screening estimate, then compare the current requirements we have verified for individual lenders.