Referral disclosure: DSCRDeals may receive compensation if you register through the tracked LoanSpark link and a transaction funds. LoanSpark remains excluded from automated Deal Match until current DSCR, LTV and credit qualification thresholds are verified.
Min. DSCRNot publicly stated
Max LTVProgram-specific
Min. CreditProgram-specific
Loan AmountsProgram-specific
ClosingConfirm for your deal
What is verifiedCurrent referral status
- LoanSpark offers purchase and refinance financing for commercial and residential investment properties.
- Residential investment loans are $100K–$5M for a non-portfolio loan; the published $75K minimum applies per property within a portfolio.
- LoanSpark advertises a typical decision in 24–48 hours and no credit-score impact to check options.
- LoanSpark describes itself as a direct lender.
- DSCRDeals has an approved referral relationship with LoanSpark.
Investment PropertyCommercial Real EstateDSCR FinancingBridge Financing
Important limitationsWhat borrowers should know
- The live referral link now opens LoanSpark's real-estate financing application path.
- The 24–48 hour claim is a typical decision time, not a closing-time guarantee.
- DSCRDeals has not verified sufficiently specific DSCR, LTV and credit thresholds to score LoanSpark against other DSCR lenders.
- Confirm lender identity, rates, fees, underwriting requirements and referral attribution before proceeding.
Loan Terms & TransparencyPublished real-estate terms are now clearer
DSCR calculationNot publicly statedLoanSpark has not provided DSCRDeals with a current universal DSCR calculation or minimum.
AppraisalNot publicly disclosedConfirm the appraisal-ordering process and transferability for the actual lender assigned to the inquiry.
Lender feesNot publicly disclosedRequest a complete lender-controlled fee schedule before paying for an appraisal.
Reserves / escrowProgram-specificRequirements may vary depending on the lender and loan program selected through the marketplace.
PrepaymentProgram-specificConfirm the exact prepayment structure, duration and buyout options in writing.
Deal Match statusManual review onlyLoanSpark is not eligible for automated recommendation until current qualification gates can be verified.
Last verified: Sep. 14, 2026 · Source: LoanSpark and direct partner correspondence.
DSCRDeals take
LoanSpark now provides a live referral-coded real-estate application path with useful published loan-size and decision-time information. It belongs in the directory as an active referral partner, but remains outside automated Deal Match until DSCR, LTV and credit qualification thresholds are verified.
Check Options with LoanSpark