This Privacy Policy describes how DSCRDeals.com, operated by Lucky Duck Solutions, (“we,” “us,” or “our”), collects, uses, and shares information when you visit our website, use our DSCR loan calculator, or submit a lender match request.

1. Information We Collect

We collect information you provide directly, including:

• Contact information: First name, last name, email address, and phone number
• Property information: State, type, estimated value, and transaction type (purchase or refinance)
• Financial information: Credit score range, estimated monthly rent, DSCR ratio, closing timeline, vesting entity type, and investment experience level
• Communication preferences: SMS opt-in consent
• Technical data: IP address, browser type, device, pages visited, and referring URL (collected automatically)

2. How We Use Your Information

• Match you with DSCR lenders in our network based on your criteria
• Send you lender match results, follow-up communications, and DSCR investing content
• Contact you by email, phone, or text (with your consent) regarding your loan inquiry
• Improve our website, calculator, and matching algorithm
• Comply with legal obligations and prevent fraud
• Process referral arrangements with lender partners

3. SMS / Text Message Communications

By providing your phone number and checking the SMS consent box on our Get Matched form, you expressly consent to receive text messages from DSCRDeals.com / Lucky Duck Solutions at the number provided, including:

• Your lender match results
• Follow-up messages regarding your loan inquiry
• Educational content about DSCR lending

Message frequency may vary. Message and data rates may apply.

To opt out at any time, reply STOP to any text message. To request help, reply HELP. You may also opt out by emailing [email protected].

We do not sell or share your phone number with third parties for their own marketing purposes. Your phone number is used solely to communicate with you about your loan inquiry and matched lenders.

4. How We Share Your Information

• With matched lenders: When you submit a Get Matched request, we share relevant loan criteria with lenders in our network who match your profile. By submitting the form, you consent to this sharing.
• Referral compensation: We may receive referral fees or compensation (including basis points on closed loans) from lenders when you close a loan through a DSCRDeals.com referral.
• Service providers: We use third-party tools for CRM, email delivery, and analytics that process your data on our behalf under confidentiality agreements.
• Legal requirements: We may disclose information if required by law, court order, or to protect our rights.

We do not sell your personal information to third parties.

5. Cookies and Tracking

We use cookies and similar technologies to analyze traffic and improve your experience. You can control cookie settings through your browser. Disabling cookies may affect some site features.

6. Data Retention

We retain your information as long as necessary to fulfill the purposes in this policy, comply with legal obligations, and resolve disputes. You may request deletion of your data at any time by contacting us.

7. Your Rights

Depending on your state of residence, you may have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your personal information
• Opt out of SMS communications (reply STOP to any message)
• Opt out of marketing emails (click Unsubscribe in any email)

To exercise these rights, contact us at [email protected].

8. Children's Privacy

DSCRDeals.com is not directed to individuals under 18. We do not knowingly collect personal information from minors. If you believe we have done so inadvertently, please contact us immediately.

9. Third-Party Links

Our site may link to lender websites and third-party resources. We are not responsible for their privacy practices. Please review their policies before providing information.

10. Changes to This Policy

We may update this Privacy Policy periodically. When we do, we will update the “Last Updated” date above. Continued use of DSCRDeals.com after changes constitutes acceptance of the updated policy.

11. Contact Us

• Lucky Duck Solutions
• Email: [email protected]
• Phone: (937) 872-3727