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Lender Directory / Velocity Mortgage Capital
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Velocity Mortgage Capital

A wholesale investment-property lender operating through licensed mortgage brokers. It remains in the directory for research but is excluded from automated Deal Match scoring.

Program snapshot

Min. DSCRNot publicly stated for consumer use
RatesBroker pricing
Max LTVProgram-specific
Min. CreditProgram-specific
Loan AmountsProgram-specific
ClosingBroker-submitted; confirm with broker
1–4 Unit ResidentialMultifamilyMixed-UseSmall Commercial

Primary source: Velocity Mortgage Capital

Verified highlights

  • Wholesale platform built for brokers
  • Investment-property financing across residential and commercial asset types
  • Borrowers are directed to work through a licensed mortgage broker
Loan Terms & Transparency

How this loan is actually underwritten

DSCR calculationNot publicly disclosed

Velocity’s public site markets investment-property lending but does not publish a consumer-facing DSCR calculation methodology for the broker-submitted program.

AppraisalNot publicly disclosed

No current consumer-facing AMC/direct ordering or transfer policy was found.

Lender feesBroker pricing; not publicly disclosed

Velocity directs mortgage professionals to a password-protected rate sheet/product brochure; borrower-facing fixed lender fees are not publicly available.

Reserves / escrowNot publicly disclosed

Current public materials reviewed do not publish a universal reserve requirement.

PrepaymentNot publicly disclosed

Current borrower-facing materials reviewed do not publish a standard prepayment schedule.

What can affect termsProgram-specific broker underwriting

Velocity is a wholesale/broker platform; exact credit, leverage and pricing are program-specific and should be obtained through a licensed broker.

Last verified: Aug. 23, 2026 · Source: Velocity Mortgage Programs

Best fit

  • Broker-assisted scenarios
  • Mixed-use and commercial investment property

What to verify

  • Velocity states its materials are for mortgage professionals and applications are submitted through licensed brokers.
  • DSCRDeals does not automatically recommend Velocity until public/partner program criteria are available.
Important: DSCRDeals is an informational and matching service, not a lender or a commitment to lend. Rates, guidelines, eligibility and program availability can change and vary by borrower, property, state and market. Verify current terms directly with the lender. Some links may be affiliate/referral links; DSCRDeals may receive compensation if you apply or close through a partner link.