CoreVest Finance DSCR Loans
CoreVest offers 30-year DSCR financing for individual rental properties—not just large portfolios—with a published 0.80x minimum DSCR and leverage up to 80% LTV.
Program snapshot
Primary sources: CoreVest 30-Year DSCR Loan and CoreVest FAQ
Verified highlights
- Qualify using rental income rather than personal income
- Published 0.80x minimum DSCR, up to 80% LTV and $75k–$3M+ loan amounts
- 30-year terms, interest-only options and zero origination fee advertised
How this loan is actually underwritten
CoreVest’s current 30-Year DSCR page says qualification is based on rental income rather than personal income and publishes a 0.80x minimum.
The current consumer-facing DSCR materials reviewed do not establish AMC/direct appraisal ordering or portability.
CoreVest’s current single-asset and portfolio DSCR pages advertise zero origination fee; other lender-controlled fees are not comprehensively published.
CoreVest publicly requires reserves on its rental-portfolio product, but the reviewed single-asset DSCR page does not publish a universal reserve-month requirement.
CoreVest publishes prepayment details for some portfolio products, but DSCRDeals did not find a universal current schedule for the single-asset 30-year DSCR product.
CoreVest states final proceeds are subject to underwriting and current rates. Within 6 months of acquisition, certain DSCR refinance leverage is generally capped relative to total cost.
Last verified: Aug. 23, 2026 · Source: CoreVest 30-Year DSCR Loan
Best fit
- Individual rental properties
- Self-employed real estate investors
- Rental portfolios and repeat borrowers
- Short-term rentals
What to verify
- CoreVest describes 640 as typical, but credit requirements can be higher for some programs and portfolios.
- Published 4–6 week timing is typical for rental loans, not a guaranteed closing date.
- Confirm reserves, prepayment terms and third-party fees for the specific quote.
Data last verified: Sept. 4, 2026.