Asteris Lending
An investor-focused DSCR lender publishing 680 minimum FICO, up to 80% LTV, $100k–$5M loan amounts and a 10–21 day closing timeline.
Program snapshot
Primary source: Asteris DSCR loans
Verified highlights
- 680 minimum credit score
- Up to 80% LTV; $100k–$5M
- Published 10–21 day closing timeline
How this loan is actually underwritten
Asteris says DSCR compares qualifying rental income with debt obligations and cautions that lenders may calculate income and expenses differently; its current refinance page structures terms around DSCR performance and credit profile.
Current investor-refinance material requires an appraisal but does not establish AMC vs. direct ordering or transferability.
Asteris discusses origination points, processing fees and appraisal costs as comparison items, but a standard current DSCR fee schedule was not found.
Current Investor Refinance page publishes six months of reserves.
Current Investor Refinance page lists the prepayment penalty as optional; exact schedules/pricing tradeoffs should be confirmed on the term sheet.
Asteris says it structures investor-refinance terms based on DSCR performance and credit profile; actual leverage varies by transaction.
Last verified: Aug. 23, 2026 · Source: Asteris Investor Refinance
Best fit
- First-time investors
- Fast-close scenarios
- Buy-and-hold investors
What to verify
- Current DSCR page does not state a hard minimum DSCR ratio.
- Short-term rental eligibility depends on documentation and property profile.