Rental property financing, simplified

Find the lender that fits the deal.

Run the numbers, see your DSCR, compare lender guidelines, and narrow the field to one best-fit lender. When qualified lenders are effectively tied, affiliate partners get the nod — never at the expense of fit.

DSCR Calculator

Does the property support the debt?

Use monthly figures. The calculator gives you a quick DSCR estimate and passes the deal directly into the lender-matching engine.

Estimated DSCR
1.41x

Strong starting point.

Gross monthly income$2,500
Monthly PITIA + HOA$1,775
Estimated LTV75.0%
Find My Best Lender

This is a screening estimate, not lender underwriting.

How it works

Three steps. One decision.

Stop shopping randomly. Start with the deal.

01

Calculate

Estimate DSCR and leverage using the property’s numbers.

02

Qualify

The engine screens lenders by DSCR, LTV, credit, loan size and property type.

03

Match

See one best-fit lender, why it fits, and the next step.

Featured Partner

Lima One Capital

Our current affiliate partner. Lima One only gets the recommendation when the deal actually qualifies and it is the best fit or effectively tied for best fit.

Minimum DSCR
1.0x
Max LTV
80%
Loan Size
$75k+
Resources

Research the lender landscape before you apply.

Start with the investor guides and lender research, then use Deal Match when you have an actual property and actual numbers.

Articles & Guides

DSCR research for investors

Go beyond headline rates. Read our lender comparison, low-DSCR guide, and the questions to ask before you pay for an appraisal.

Browse All Articles

Latest: How to compare DSCR loan offers, fees & fine print →

Small loan? Compare DSCR lenders under $100K →

15%, 20% or 25% down? →

Airbnb and short-term-rental loans →

Borrowing through an LLC →

Dated DSCR rate snapshot →

Directory

Compare lender programs

Browse the current lender cards and individual lender profiles without forcing every deal into a fake Top 10 ranking.

Open Lender Directory
Deal Match

Have a live deal?

Enter DSCR, LTV, credit, loan amount, STR status and preferred closing timeline to narrow the field.

Score Your Deal
Reference Tools

Calculate first. Then compare requirements.

Two permanent resources built for investors — and for anyone who needs current DSCR qualification data worth citing.

Free DSCR Calculator

Estimate DSCR and LTV, then carry the same deal into lender matching.

Open Calculator

DSCR Loan Requirements

Compare DSCR, credit, LTV, loan size, STR eligibility and verification dates across our current lender directory.

Compare Requirements
Important: DSCRDeals is an informational and matching service, not a lender or a commitment to lend. Rates, guidelines, eligibility and program availability can change and vary by borrower, property, state and market. Verify current terms directly with the lender. Some links may be affiliate/referral links; DSCRDeals may receive compensation if you apply or close through a partner link.